Death Benefit Impacts in IRP: Canada 2025

 Policy loans reduce IRP death benefits, affecting ~10% of estates [Sun Life, 2025]. LifeBuzz’s 2025 guide balances income and inheritance [LifeBuzz.ca, 2025]. Professional planning preserves 2025 beneficiary protection.


Insured Retirement Plan (IRP): Securing Tax-Free Income


#LifeBuzz #InsuredRetirementPlan #DeathBenefits #InheritanceProtection #LifeInsurance

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The 10 Reasons Why You Need Life Insurance in Canada Now

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Life insurance is an essential part of financial planning for Canadians. This guide explores the top 10 reasons you need coverage now, including mortgage obligations, rental costs, childcare, final expenses, inheritance taxes, health conditions, self-employment income, lack of savings, young adult planning, and healthy lifestyle incentives. Understand how term, permanent, mortgage, income protection and critical illness insurance provide vital protection. Learn why all demographics require coverage. https://lifebuzz.ca/the-10-reasons-why-you-need-life-insurance-in-canada-now/
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