Life Buzz - Life insurance newspaper in Canada

  A chequing account facilitates daily transactions, such as bill payments and deposits, handling ~25 million transactions daily in Canada [CBA, 2025]. LifeBuzz’s 2025 guide highlights fee management, with ~15% of Canadians overpaying [CPA Canada, 2025]. Coordinating with life insurance payments ensures holistic 2025 financial planning. What Is A Chequing Account? Best Practice For Potential Savings #LifeBuzz #ChequingAccount #CanadianBanking #DailyTransactions #FinancialPlanning

Annuities in Canada include life, term-certain, and variable types, each suiting different retirement goals [lifebuzz.ca, 2025]. LifeBuzz’s 2025 guide details life annuities for lifelong income and term-certain for inheritance protection, with ~10% choosing variable options [CPA Canada, 2025]. Life insurance integration is expected to enhance family security in 2025. Annuities in Canada: Retirement Income Made Simple #LifeBuzz #AnnuitiesInCanada #AnnuityTypes #RetirementPlanning #LifeInsurance

  Beneficiaries will include primary, contingent, and residual types, each affecting asset distribution. LifeBuzz’s 2025 guide clarifies roles, ensuring alignment with life insurance designations. With ~15% unaware of their status, professional advice optimizes 2025 inheritance [Justice Laws Canada, 2025].   Being A Beneficiary Of A Will In Canada: What’s To Expect? #LifeBuzz #BeneficiaryOfAWill #LifeInsurance #BeneficiaryTypes #EstateManagement

  Canada’s Lifelong Learning Plan (LLP) allows tax-free RRSP withdrawals of up to $20,000 for education, repayable over 10 years. LifeBuzz’s 2025 guide highlights its role in career development, with expert strategies integrating life insurance for financial security. Essential for upskilling without interest [CRA, 2025]. Lifelong Learning Plan (LLP): How It Works in Canada #LifeBuzz #LifelongLearningPlan #LifeInsurance #CanadianEducation #RRSPWithdrawal

  LifeBuzz details DCPP contributions, capped at 18% of income or $33,810 in 2025, with ~20% of employees under-contributing [Statistics Canada, 2025]. Our calculator optimizes employer matches (e.g., 1–3%) with expert strategies for tax deductions and insurance integration. Essential for 2025 savings growth. Defined Contribution Pension Plans (DCPP) in Canada #DCPP #LifeBuzz #LifeInsurance #Retirement #PensionPlanning

LifeBuzz explains BMI calculations (e.g., 70 kg ÷ 1.7 m² = 24.2), ensuring accuracy with standardized tools like digital scales. Our 2025 guide aligns with insurance assessments, with expert strategies for consistent measurements. Essential for reliable 2025 health evaluations [Health Canada, 2025].   Body Mass Index (BMI) in Canada: Tips for Healthy Living #BMICanada #LifeBuzz #LifeInsurance #HealthMetrics #Wellness

  LifeBuzz explains cheque date formatting (e.g., YYYY/MM/DD or May 21, 2025), which is critical for validity. Cheques are typically valid for six months. Our 2025 guide covers post-dating for insurance premiums, with expert strategies to avoid delays. Essential for 2025 payment timing and bank compliance.   How To Write A Cheque In Canada? Guide in 6 Steps Simple #HowToWriteACheque #LifeBuzz #LifeInsurance #BankingGuide #DateFormat

  LifeBuzz outlines ACB tracking for stocks, ETFs, and real estate, with ~20% of investors misreporting due to poor records. Our 2025 guide covers systematic methods addressing reinvested distributions and foreign currencies, including spreadsheets and software. Expert strategies integrate insurance, ensuring 2025 CRA compliance and tax optimization.   What is Adjusted Cost Base (ACB) and Why It Matters? #AdjustedCostBase #LifeBuzz #FinancialPlanning #LifeInsurance #WealthManagement

  LifeBuzz reveals gender-based retirement trends: women retire at 64.4, men at 66.3, per Statistics Canada. Caregiving, income gaps, and longer female life expectancy drive this divide. Our 2025 analysis tailors insurance, investments, and pension strategies to address these challenges, ensuring equitable financial security for all genders in retirement.   What is Retirement Age in Canada? #RetirementAge #LifeBuzz #GenderTrends #LifeInsurance #RetirementPlanning

  LifeBuzz reviews ivari's 2025 term insurance, offering 10, 20, or 30-year plans ($50,000–$10 million). Term 30 SelectOptions allows flexibility at years 15–20: reduced premiums, lifetime conversion, or cash value access. Rates start at ~$39.60/month for males and $30.60 for females ($500,000, 20-year term). Conversion until age 71 and riders like critical illness ensure 2025 family protection. Ivari Life Insurance: What Canadians Need to Know Before Buying 2025 #LifeInsurance #IvariInsurance #LifeBuzz #TermInsurance #FinancialPlanning

  LifeBuzz analyzes iA's 2025 Pick-A-Term platform, offering 10–40-year terms with $50,000–$20 million coverage. Rates start at ~$27.72/month for a 35-year-old male ($500,000, 20-year term). Conversion to permanent plans until age 71, streamlined underwriting, and riders like critical illness and disability ensure flexible, family-focused 2025 protection.   Industrial Alliance Life Insurance IA Review in Canada 2025 #LifeInsurance #IndustrialAlliance #LifeBuzz #TermInsurance #FinancialPlanning

  LifeBuzz reviews Equitable Life’s 2025 term insurance, offering $50,000–$10 million in 10, 20, or 30-year plans. Rates start at $33.30/month for a 35-year-old female ($500,000, 20-year term). Conversion to permanent coverage until age 75 without medical exams and riders like critical illness ensures flexible, family-focused 2025 protection.   Equitable Life Insurance of Canada: A Comprehensive Review for Canadians #LifeInsurance #EquitableLife #LifeBuzz #TermInsurance #FamilyProtection

  LifeBuzz analyzes Assumption Life’s 2025 FlexTerm, offering coverage of $50,000–$10 million with 10, 15, 20, 25, 30, or 35-year terms. Rates start at $31.95/month for a 35-year-old male ($500,000, 20-year term). No medical exam for up to $999,999 is needed, with conversion to permanent plans until age 75. Riders include critical illness and disability, ensuring flexible protection. Assumption Life Insurance in Canada: A Complete 2025 Review #LifeInsurance #AssumptionLife #LifeBuzz #TermLife #InsuranceProtectio

  LifeBuzz analyzes BMO’s term life insurance, offering $50,000–$35 million in coverage with 10, 15, 20, 25, or 30-year terms. The Exchange Program allows 10-year term conversions within five years without medical exams. Competitive rates (e.g., $21.60/month for a 30-year-old female, $500,000) and conversion to permanent plans until age 70 ensure flexibility. Riders enhance protection.   BMO Life Insurance In Canada: What You Need to Know Before Making a Decision #LifeInsurance #BMOInsurance #LifeBuzz #TermLife #InsuranceProtection

  Desjardins’ 2025 term life offers $100,000–$20 million across 10–30 years or to age 65. LifeBuzz details joint first-to-die and conversion to permanent plans by age 85, ideal for ~20% needing mortgage or family coverage. Competitive rates, per PolicyAdvisor, and riders like critical illness ensure tailored 2025 protection. Desjardins Life Insurance in Canada: A Comprehensive 2025 Review #LifeInsurance #DesjardinsInsurance #LifeBuzz

  CPP’s Express Elite term offers up to $750,000 for ages 18–50 with 24-hour digital approvals. LifeBuzz highlights 20- or 30-year terms, no medical exams, and a streamlined online process for ~20% seeking fast coverage. Optional critical illness and child riders enhance 2025 flexibility, delivering competitive, tech-driven protection.   Canada Protection Plan CPP Life Insurance Review: What You Need to Know #LifeInsurance #CanadaProtectionPlan #LifeBuzz #TermLife

  LifeBuzz reviews Beneva’s Term Plus, offering 10–40-year terms up to $10 million. Features a Severe Disability Benefit (50% advance, max $250,000) and 25% coverage increases every three years without underwriting. Convertible to permanent plans by age 70, simplified issue covers $500,000 for ages 18–45. Competitive 2025 pricing delivers family value. Beneva Life Insurance: A Comprehensive Review for Canadians 2025 #LifeInsurance #BenevaInsurance #LifeBuzz #TermLife

  LifeBuzz analyzes Beneva’s (formerly SSQ) 2025 product lineup, featuring Term Plus with up to $10 million coverage and a Severe Disability Benefit (50% advance, max $250,000). Simplified issue offers up to $500,000 without medical exams. Permanent plans include whole life and universal life with tax-advantaged cash value. Critical illness covers up to 25 conditions (28 for children) with $2 million benefits. Discover Beneva’s adaptable, value-driven solutions for Canadian families.   SSQ Life Insurance Is Now Beneva #LifeInsurance #SSQInsurance #LifeBuzz #InsuranceProducts #Coverage

  LifeBuzz analyzes UV Insurance’s non-participating whole-life plan, offering $25,000 to $2 million in permanent coverage. Guaranteed level premiums and cash value growth support tax-advantaged wealth building. Simplified issue options ease access without medical exams. Experts note UV’s conservative investments and mutual structure enhance 2025 stability, which is ideal for estate planning and business owners.   UV Life Insurance: An Extensive Review for Canadians #LifeInsurance #UVInsurance #LifeBuzz #WholeLife #PermanentInsurance

  LifeBuzz explores Co-Operators’ Term Life 1 and Versatile Term, covering up to $5 million across 10, 15, 20, or 30-year terms. Expert insights guide optimal term and amount selection based on life stage and obligations. Conversion privileges protect future insurability, offering flexible, budget-friendly 2025 protection. The Co-Operators Life Insurance Review for Canadians (2025) #LifeInsurance #CoOperators #LifeBuzz #TermLife #Coverage

LifeBuzz delivers detailed insights into how insurance underwriters evaluate maritime occupational risks, from vessel types to routes travelled. Learn the critical factors affecting your coverage eligibility and premium rates, including safety certifications, experience levels, and specific maritime duties. Expert guidance helps you navigate complex underwriting challenges unique to marine careers. Discover practical approaches for presenting your professional qualifications to secure favourable risk classifications and better rates. Life Insurance for Merchant Mariners in Canada #LifeInsurance #MerchantMariners #LifeBuzz #RiskAssessment #MaritimeSafety